Hello. I just moved to the Miami area. I am looking for a solid company to help me with a refinance. I purchased the house from a short sale and had to do business over the phone because I was living in Az. I dont think that I got a good deal. My interest rate in now 6.99 percent. I think that I can refinance and get a much better deal. Please point me in the right direction.

Hi There I'd love to congratulate you for such a great made forum!
Was thinking this is a nice way to make my first post!
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Hi my name is Emma and this is my freshman year at college. I am from Ohio and I am kind of new here
and really don't know anybody. So I am looking for anybody that know the town, the bars and the hangouts.
I just really want somebody to talk to as the first few weeks has been nothing but school work and I am ready to have some fun.
Please get my email from my profile page after you login and drop me a line so we can meet up. Look forward to seeing you soon.
Love Emma

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Hello. I am sorry if this may be off topic. I have been in the mortgage business for the last 10 years. I have certainly seen a lot of ups and downs. I am certainly in this for the long haul. If you need honest, sound mortgage information, I am your guy. Lets be honest, it is not getting any easier for any of us. It is important that you work with a company that knows the current guidelines and can steer you in the right direction. My customers come back to me time and time again because of this. Please visit the link in my profile for up to date rates, gudelines, and programs. I hope to hear from you soon.